Crop Insurance (PMFBY) & E-Crop Booking in AP
Last updated: June 2026
Crop insurance in Andhra Pradesh doesn't work like a policy you buy after something goes wrong. It runs entirely on a record you create before the season even gets going — your e-Panta crop booking. Whatever crop, survey number, and acreage you enter there is what an insurer, and the state, will check your claim against later. Get that booking wrong, and no amount of photographic evidence after a flood or a drought will fix it.
AP runs its scheme jointly with the Centre as Dr. YSR Free Crop Insurance (Dr. YSRFCI-PMFBY), meaning eligible farmers pay no premium at all — the state covers the farmer's share on top of the regular subsidy. Here's how the booking and claims process actually works.
How E-Crop Booking Feeds Into Your Insurance
Crop details are captured through the e-crop application at the time of sowing. Once that entry clears eKYC and a social audit, it becomes the official record that insurers and the state use to calculate any future claim. The same booking also feeds Annadata Sukhibhava (Rythu Bharosa), PM-Kisan, and several input subsidy programs — one inaccurate entry can quietly knock out more than just your insurance cover.
How to Book Your Crop on e-Panta
- Visit epanta.ap.gov.in or use the e-Karshak app via karshak.ap.gov.in.
- Log in with your registered mobile number or Aadhaar details.
- Enter the correct crop name, sowing date, survey number, and acreage — exactly as it stands in the field, not what you grew last season.
- Wait for the Village Agriculture Assistant (VAA) to carry out a field verification visit.
- Confirm your status moves from "Pending" to "Verified" before relying on the booking for insurance or subsidy purposes.
Common Reasons Crop Bookings Get Rejected
| Reason | What It Usually Means |
|---|---|
| Wrong survey number | The number entered doesn't match what's recorded for that land in Webland |
| Different crop actually grown | What's booked on the portal doesn't match what the VAA sees in the field |
| Name mismatch | Aadhaar details don't line up with the Webland land record |
| Incorrect acreage entry | The booked extent doesn't match the recorded extent for that survey number |
| Tenant farmer details missing | No valid Crop Cultivator Rights Card on file for a tenant-cultivated plot |
| Duplicate booking | The same survey number has already been booked once this season |
| eKYC not completed | Biometric or OTP verification is still pending |
Checking Your e-Panta Status
Go to epanta.ap.gov.in, open Crop Booking Status, and enter your Aadhaar number. You'll typically see one of these:
- Pending — normal for the first 30 days after booking, while the VAA visit is still scheduled.
- Not Verified — the field visit hasn't happened yet.
- No Crop Found — the booking didn't register correctly; rebook rather than wait.
- Land Mismatch — the most common rejection, almost always tied back to a Webland record discrepancy.
Why Crop Type Accuracy Matters for a PMFBY Claim
Your claim amount is calculated against the Scale of Finance set for the specific notified crop in your booking. If your Adangal and e-crop record show wheat but you actually planted cotton, a loss claim filed on the cotton crop can be rejected outright, because the official record doesn't match what's standing in the field. There's no way to retroactively switch the recorded crop after damage has already occurred — the correction has to happen before the loss event, not after.
How to Correct a Crop Type Error
- Visit your Village Secretariat and request a crop correction.
- Ask the VAA to verify the actual crop currently growing in the field.
- Confirm the update reflects correctly in your Adangal and e-crop record.
- Re-check your Aadhaar and bank details at the same time, since a correction visit is a good moment to fix any other mismatch.
Reporting Crop Loss for a Claim
- Report within 72 hours of the calamity through the app or portal, with photographic evidence of the damage.
- A loss assessor is appointed within 48 hours of your report.
- Assessment is completed within 10 days of the assessor's appointment.
- Claim settlement follows within 15 days of the assessment report, subject to premium having been received for the season.
FAQs
Do farmers pay a premium for crop insurance in Andhra Pradesh?
No. Under Dr. YSR Free Crop Insurance (Dr. YSRFCI-PMFBY), the state government covers the farmer's share of the premium along with the regular subsidy, so eligible farmers are enrolled at zero cost.
What does a "Land Mismatch" status on e-Panta mean?
It almost always means the land details in your crop booking don't line up with what's recorded in Webland, usually a survey number, extent, or ownership discrepancy that needs to be corrected at the Village Secretariat.
Can I change my recorded crop type after my field has already been damaged?
No. The crop type used to calculate your claim is the one recorded at the time of booking. Corrections need to happen before a loss event, not after, since insurers assess claims against the officially booked crop.
How long do I have to report crop loss for a PMFBY claim?
You must report the loss within 72 hours of the calamity through the app or portal, along with photographic evidence. A loss assessor is then appointed within 48 hours of that report.
Saanvi Rao
Content Writer & Web Developer
A software engineer with 15+ years in web development, Saanvi writes and maintains this independent Meebhoomi guide to help landowners and buyers in plain language.