Stamp Duty & Registration Charges in AP (2026)
Last updated: June 2026
The sale price you negotiate is never the full bill. By the time the Sub-Registrar finishes processing a straightforward sale deed in Andhra Pradesh, you've typically paid out another 7.5% of the property's value on top — and since February 2026, that 7.5% is being calculated on freshly revised, higher guideline values in most urban areas.
Here's exactly how the charges break down, how to work out what you'll owe, and where recent changes affect the final number.
The Three Components of the 7.5% Charge
A standard sale deed in AP costs 7.5% of the property's market value or its official circle rate, whichever is higher, split across three separate charges:
| Component | Rate | What It's For |
|---|---|---|
| Stamp Duty | 5% | The state tax that legalizes the transfer of ownership |
| Registration Fee | 1% | Covers recording the transaction at the Sub-Registrar's Office |
| Transfer Duty | 1.5% | Collected by local municipal bodies to update ownership for civic and property tax purposes |
Charges for Other Document Types
| Document | Stamp Duty | Registration Fee |
|---|---|---|
| Gift Deed (spouse, parent, or child) | 2% | 0.5% |
| Mortgage Deed | 0.5% of loan amount | — |
| Lease Agreement | 0.1% – 0.6% (depends on lease term) | — |
The reduced gift deed rate applies specifically to close family transfers. Gifts to more distant relatives are usually charged at the standard sale deed rate.
Market Value vs. Circle Rate: Which One You Pay On
Charges are calculated on whichever is higher — the price you've agreed to pay, or the government's official circle (guideline) rate for that area. You can look up current circle rates under "Market Value Search" on the IGRS AP portal before you finalize a deal.
February 2026 Update: Urban Land Value Revision
Starting February 1, 2026, Andhra Pradesh raised guideline land values across urban areas, aiming to close the gap between official rates and actual transaction prices. The change doesn't touch the percentage rates above — 5% stamp duty is still 5% — but it does mean a higher baseline value, which translates directly into a higher absolute amount payable at registration, especially for plots in fast-growing urban pockets.
Worked Example: A ₹50 Lakh Property
If a property is valued at ₹50,00,000 (by agreed price or circle rate, whichever is higher), the total cost at registration looks like this:
| Component | Amount |
|---|---|
| Stamp Duty (5%) | ₹2,50,000 |
| Registration Fee (1%) | ₹50,000 |
| Transfer Duty (1.5%) | ₹75,000 |
| Total Payable | ₹3,75,000 |
Step-by-Step: Online Registration via IGRS AP
- Public Data Entry: Visit IGRS AP and enter the buyer, seller, and property details.
- Upload Documents: Digital copies of the sale deed, Aadhaar/PAN, and tax receipts.
- Online Payment: Pay stamp duty and fees directly through the CFMS payment system.
- Book an Appointment: Choose a time slot at your local Sub-Registrar's Office.
- Visit the SRO: Bring original documents and witnesses for biometric verification.
Special Schemes & Exemptions
Inheritance Registration for as Little as ₹100
To reduce family disputes over ancestral property, AP allows inheritance registration for a flat ₹100 fee at your local Grama or Ward Sachivalayam if the property is valued below ₹10 lakh. For higher-value ancestral property, the flat fee is ₹1,000.
Exemptions for Flood-Affected Borrowers
Stamp duty and registration fees have been waived on consumption and fresh need-based loans up to ₹50,000 for flood-affected residents in districts including Krishna and Guntur.
What Happens If You Delay Registration
A sale deed must be registered within four months of being signed. Registering late can attract a penalty of up to ten times the standard registration fee, so treat the signing date as the start of a clock, not just a formality.
FAQs
Is there a stamp duty discount for women buyers in AP?
No. Andhra Pradesh does not currently offer a reduced stamp duty rate specifically for female buyers, unlike some other states.
What happens if I declare a lower sale price than the circle rate?
The Sub-Registrar can reject the registration or charge a penalty, because stamp duty is always calculated on the official circle rate whenever the declared sale price is lower than it.
How long do I have to register a sale deed after signing it?
You must register within four months of execution. Registering late can attract a penalty of up to ten times the standard registration fee.
Is the reduced stamp duty on gift deeds available to any relative?
The reduced family rate applies specifically to gifts between close relatives such as a spouse, parent, or child. Transfers to more distant relatives are typically charged at standard sale deed rates.
Saanvi Rao
Content Writer & Web Developer
A software engineer with 15+ years in web development, Saanvi writes and maintains this independent Meebhoomi guide to help landowners and buyers in plain language.